Broker Check


How We Work

At IFS, our services go beyond just investment advice.



  • Reviewing your investments and designing a personalized portfolio specific to your needs
  • Active management and periodic rebalancing
  • Regular meetings to review and evaluate your investment performance, cash flow needs, and address any changes to your financial situation
  • Independent advice from a Chartered Financial Analyst, CFA
  • Benefit from trading and rebalancing software available at TD Ameritrade and Schwab & Co.
Tax Planning

Tax Planning

  • Work proactively to avoid risks and capitalize on opportunities prior to the end of the tax year
  • Focus on current and future tax brackets to identify opportunities such as Roth conversions
  • Have an IRA Exit Strategy to determine the most tax efficient distribution of your IRA/401k
  • Stay on top of upcoming tax legislation and how it may impact you or your beneficiaries
  • Have a tax efficient allocation regarding how investments are allocated between qualified (IRA, Roth) and non-qualified accounts
  • Tax loss harvesting to offset future capital gains or to offset a portion of ordinary income
  • Focus on potential estate taxes and how to minimize them for beneficiaries
Retirement Income & Distribution Planning

Retirement Income & Distribution Planning

  • Analysis of current and projected income needs and matching asset allocation to meet those needs
  • Develop and maintain a tax efficient withdrawal schedule through retirement
  • Focus on how income needs will change for a surviving spouse
  • Allow adequate cash-on-hand and available liquidity to fund emergencies and discretionary expenses (i.e. travel)


  • Detailed analysis of overall estate plan 
  • Review of beneficiary designations to ensure alignment with goals and legal documents
  • Address potential long-term care needs
  • Use of Irrevocable trusts to minimize estate taxes
  • Charitable strategies aimed to reduce overall taxes (i.e. Donor Advised Funds and Charitable Trusts)
  • Providing complete support in all financial areas to a surviving spouse or children
  • Work closely with your attorney as needed

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.  |  (941) 907-8888